Financial Analyst

Lusvard is a finance professional with experience across real estate investment analysis, financial modeling, and capital markets. Most recently, she worked as a Real Estate Analyst at Max Benjamin, where she specialized in underwriting and building financial models for multifamily, hospitality, acquisition, development, and bridge loans across U.S. markets, including Florida and New York. Her role also included preparing offering memorandums to support loan negotiations and investor presentations. Earlier in her career, Lusvard gained valuable exposure at Cognize LLC, an AI-driven financial technology company, where she was responsible for reviewing U.S. GAAP-compliant financial statements and supporting digitalization processes for rating agencies. Prior to that, she worked as a Financial Markets Monitoring Specialist at Exen Group (ForexTime), where she ensured platform accuracy (MT4/MT5), monitored market pricing, and supported clients with trading operations. Lusvard holds a Bachelor’s degree in Economics and is currently pursuing her CFA certification. She is skilled in Excel-based financial modeling and has working knowledge of Argus for large-scale real estate datasets. With direct experience in underwriting and U.S. real estate markets, she brings an analytical and detail-oriented approach to investment decision-making.

Bachelor — Economy and Managment

Yerevan State University

Commercial Real Estate Analyst — Oct 2024 – Mar 2025

• Conducted underwriting and financial analysis across office, hotel, and retail assets

• Reviewed financial statements, rent rolls, and P&L data to assess property performance

• Supported discounted cash flow (DCF) modeling and performed sensitivity analysis

• Conducted market research on comparable sales, rent levels, and occupancy rates

• Prepared investment memorandums and presentations with key insights and recommendations

Financial Analyst — Dec 2022 – Apr 2024

• Performed financial reporting and analysis to support business decision-making

• Analyzed cash flow data and identified trends and performance drivers

• Supported financial planning processes and reporting accuracy

• Collaborated with teams to improve data-driven financial insights

Financial Markets Monitoring Representative — Sep 2020 – Aug 2022

• Monitored financial markets and trading activity to ensure compliance and performance

• Analyzed market data and trends to support operational decision-making

• Reported irregularities and ensured adherence to internal policies

Customer Value Management (Internship) — Oct 2019 – Apr 2020

• Supported customer data analysis and segmentation initiatives

• Assisted in improving customer value and retention strategies

• Contributed to reporting and performance tracking

Commercial Specialist (Internship) — Jul 2018 – Sep 2018

• Assisted in commercial operations and business development activities

• Supported client communication and sales processes

• Conducted basic market research and analysis